A Guide to Settling in Dubai Without a Job Offer

Dubai, a top choice for expatriates, offers an attractive lifestyle with tax-free income, high-quality education, abundant opportunities, and a rich array of dining and entertainment options. While many expatriates relocate to Dubai with a job offer, which typically includes visa and healthcare arrangements, there are also options for those wishing to move to the UAE without employment. This guide explores the various self-sponsored visa options available.

1. Property Investor Visa (Two-Year): If you own a property in Dubai valued at a minimum of Dhs750,000, you can apply for a Property Investor Visa through the Dubai Land Department’s Cube Centre. This option doesn't require employment. A No Objection Certificate (NOC) and a property mortgage statement are necessary for mortgaged properties. Applicants must have paid at least 50 percent of the property's total value if the property is completed. Required documents include the property's title deed, initial sale certificate, NOC (if mortgaged), marriage certificate (if jointly owned), current UAE visa, Emirates ID, and a passport photo.

2. UAE Golden Visa: The UAE Golden Visa offers long-term residency, allowing holders to live, work, and study in the UAE without local employment. Eligible individuals include highly skilled professionals (with a degree and a monthly income of AED 30,000 or more), entrepreneurs with a business in the UAE generating an annual revenue of AED 1mn or more, property owners (properties worth over AED 2 million), and high-performing students. Golden visa holders can sponsor family members and domestic workers for 10 years.

3. UAE Retirement Visa: Individuals over 55 years can apply for a retirement visa to enjoy their golden years in Dubai. Eligibility criteria include being 55 years or older, having valid medical insurance in the UAE, and meeting one of the following financial requirements: owning an un-mortgaged property worth at least Dhs2 million, having a UAE bank deposit of no less than Dhs1 million, or proving a monthly income of no less than Dhs20,000. Required documents are similar to other visa types, with additional proof of financial stability. The visa is renewable every five years.

4. One-Year Remote Working Visa: Ideal for those who wish to keep their current jobs while living in Dubai, this visa caters to remote workers. Requirements include a passport valid for at least six months, valid health insurance, proof of employment or company ownership, and a minimum monthly income of USD 5,000. Successful applicants can also sponsor their dependents.

Dubai offers a range of self-sponsored visa options for those looking to make the city their home without traditional employment. Whether it's through investment, retirement, or remote work, these options provide flexibility and the opportunity to enjoy the lifestyle Dubai is renowned for.